Hannah Leung
Lead auditor for settlement and control mapping. Former merchant finance lead.
About
A focused practice for card-accepting merchants
Cloud Dynamic helps fintech merchants prove that authorisation, settlement, disputes, and acquiring evidence hold up under scrutiny — without selling software or payment services.
We work from Rightful Centre, Yau Ma Tei, Yau Tsim Mong District, Hong Kong, with engagements across Hong Kong and remote evidence rooms when data handling allows. The practice grew from repeated merchant pain: deposits that drift from processor reports, chargeback packs reviewers ignore, and acquirer questionnaires answered from memory under deadline pressure.
Our scope stays on card processing audits and readiness. You keep your gateways and processors; we help you see where controls, reconciliations, and evidence fail.
People you may meet
Marcus Tam
Chargeback pathway and reason-code reviews. Facilitates risk and support handoffs.
Sofia Chan
Acquiring readiness binders and questionnaire mapping for renewals.
Visit or call
Rightful Centre, Yau Ma Tei, Yau Tsim Mong District, Hong Kong · +852 2960 0967 · audits@cloud-dynamic.digital